3 bed terraced house for sale

Wilfrith Elstob Way, Congleton, Cheshire CW12

This brand new home is available to buy from as little as £162,500 with a 50% share!

Round Hill Gardens is an exciting collection of contemporary homes, ideally situated in the charming market town of Congleton. Available through Shared Ownership, this welcoming development combines modern living with a wonderful sense of community, surrounded by picturesque Cheshire countryside. Each home has been thoughtfully designed for everyday comfort and convenience, with allocated parking, an electric vehicle charging point and a turfed rear garden included as standard.

Just a five minute drive from the heart of Congleton, residents can enjoy an excellent selection of shops, supermarkets, cafés and restaurants. The vibrant Congleton Market Quarter offers a fantastic mix of independent eateries, bars and local traders, creating a lively destination for shopping and socialising. For those who love the outdoors, the surrounding area is packed with opportunities to explore, from beautiful National Trust estates and scenic country parks to nature reserves, countryside pubs and golf courses, many within a 15 minute drive.

Round Hill Gardens is also ideally placed for commuters, with Congleton railway station providing regular connections to Manchester and Stoke-on-Trent, while local bus services link to Macclesfield, Sandbach and Crewe. The nearby M6 motorway offers convenient access to destinations further afield. Families are equally well catered for, with a choice of local schools including St Mary's Catholic Primary School and Eaton Bank Academy, both within easy reach.

The Westlow is a beautifully designed three bedroom mid terrace home offering a practical and versatile layout, perfectly suited to modern family life. The ground floor features a lounge with a separate kitchen/dining room overlooking the rear garden and a convenient downstairs cloakroom. Upstairs, three well proportioned bedrooms are complemented by a family bathroom. Outside, the property benefits from a private rear garden, allocated parking and its own electric vehicle charging point.
Pricing & affordability


Full Market Value: £325,000

25% Share Price: £81,250 (rent £558.59pcm)
50% Share Price: £162,500 (rent £372.40pcm)
75% Share Price: £243,750 (rent £186.20pcm)

Minimum 5% Mortgage Deposit (25% share): £4,063
Approximate Service Charges: £41.17 pcm*
Shared Ownership Lease: 990 years
Council Tax Band: Tbc
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

At Round Hill Gardens you can buy a minimum 25% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value.
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

**These photos are for information purposes only and may not represent a true likeness for the units being sold. They may have been taken from earlier phases or similar developments/house types and digitally furnished to represent how the home could be laid out; the final colours/appearance/specification may differ from the images and are not plot specific. We advise applicants to make their own investigations on future development in the area. We would suggest contacting the local authority for more information.

Please note – Carpet is not included in the purchase price. The images are ai generated to show how the home could look. Any fixtures and fittings depicted within the images are for guidance only and not included in the purchase.