2 bed flat for sale

Holden Road, London N12

This superb modern home is available to buy from as little as £106,250 with a 25% share!
No onward chain

This well-presented two bedroom ground floor apartment at Montclair Court offers modern, practical accommodation featuring a welcoming entrance hallway with useful built-in storage cupboards, an open plan living and dining area with a fitted kitchen, two bedrooms together with a contemporary family bathroom.

Montclair Court is situated in the desirable residential area of Woodside Park, North Finchley, offering an excellent balance of local amenities and green open spaces. North Finchley High Road is within easy reach, providing a wide selection of shops, supermarkets, cafés, restaurants and everyday conveniences. The surrounding area also offers attractive parks and walking routes, including the nearby Dollis Valley Greenwalk, making it an appealing location for those seeking a quieter residential setting whilst remaining connected to the capital.

The property is particularly well positioned for commuters, with Woodside Park Underground Station approximately 0.2 miles away, providing Northern Line services into Central London. Nearby West Finchley and Totteridge & Whetstone stations offer further transport options, whilst local bus services connect the surrounding neighbourhoods. Road connections are also convenient, with access to the A406 North Circular and wider London road network.
Pricing & affordability


Full Market Value: £425,000

25% Share Price: £106,250 (rent £730.47pcm)
Minimum 5% Mortgage Deposit (25% share): £5,313
Approximate Service Charges: £167.13pcm*
Shared Ownership Lease: 99 years
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £90,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.