£155,000

2 bed flat for sale
Smithybrook View, Clay Cross, Chesterfield S45

    • 2 beds

    • 1 bath

    • 1 reception

Just added
Shared ownership
Leasehold
Added on 22/09/2026

About this property

  • Two-bedroom home

  • Over-55s only

  • Family bathroom

  • Service charge: £394.15

  • Chesterfield local connection required through residency, work or family

  • Household income must be £80,000 or less, with affordability and credit checks applying

Smithybrook View, Clay Cross, Chesterfield is a two-bedroom home available for 100% ownership, offering practical accommodation for buyers aged 55 and over.

The property comprises two bedrooms and a family bathroom, providing a straightforward and manageable home for those looking to move to a property suited to later-life living.

The property is available to purchase outright at 100% ownership and has a service charge of £394.15.

Eligibility criteria apply. Applicants must be aged 55 or over, have a household income of £80,000 or less, and be unable to afford the full deposit and mortgage payments required to purchase a suitable home on the open market. Applicants must also meet one of the qualifying circumstances, such as being a first-time buyer, a former homeowner unable to afford to buy again, forming a new household, being an existing shared owner looking to move, or owning a home but being unable to afford a suitable new property.

Applicants must also have a local connection to Chesterfield through residency, employment or family. Where an applicant currently owns a property, the sale must have completed on or before completion of this purchase. All applicants will be subject to affordability and credit checks.

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Monthly repayment

£775 per month

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The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

More information

  • Tenure

    Leasehold (114 years)

  • Service charge

    £394 per month

  • Council tax band

  • Ground rent

  • Ground rent date of next review

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