3 bed semi-detached house for sale

Ramsay Road, Calne, Wiltshire SN11

Shared Ownership

This superb modern home is available to buy from as little as £91,000 with a 35% share!

A well-proportioned three-bedroom house offering approximately 886 sq ft of accommodation, complemented by a private rear garden and a driveway providing parking for two cars. The ground floor features a spacious kitchen/dining room alongside a separate reception room, providing a good balance between everyday living and entertaining space, with a convenient downstairs WC completing the layout.

Upstairs are three bedrooms, including two particularly well-sized double bedrooms, together with the family bathroom and useful built-in storage. The combination of generous bedroom sizes, separate living spaces, private outside space and off-road parking makes this a practical and versatile home.

Situated within a modern residential area of Calne, the property is conveniently placed for local amenities, with a convenience store around 140 yards away and supermarkets, schools and Calne town centre all within easy reach. Chippenham railway station is approximately 5.7 miles away, while the A4 provides a direct road connection towards Chippenham and onward access towards the M4.
Pricing & affordability


Full Market Value: £260,000

35% Share Price: £91,000 (rent £526.07pcm)
Minimum 5% Mortgage Deposit (35% share): £4,550
Approximate Service Charges: £43.28pcm*
Lease: 119 years
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• You must live, work or have family living in the Wiltshire Council area
• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.