Guide price
£152,500
2 bed flat for saleCroydon Road, Caterham, Surrey CR3
2 beds
1 bath
1 reception
About this property
Open House Saturday 5th September 2026 - by appointment only
Only over 60s are eligible for the Home for Life from Homewise (incorporating a Lifetime Lease)
Savings against the full price of this property typically range from 20% to 50% for a Lifetime Lease
Actual price paid depends on individuals’ age and personal circumstances (and property criteria)
Plan allows customers to purchase a % share of the property value (up to 50%) to safeguard for the future
Call for a personalised quote, or use the calculator on the homewise website for an indicative saving
The full listed price of this property is £230,000
Ground floor flat in Caterham Valley
A bright open-plan kitchen/lounge/diner with a Juliette balcony
Ensuite shower room Underground allocated parking
Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value.
Over 60s customers typically save between from 20% to 50%*.
Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £152,500 based on an average saving of 33%.
Market Value Price: £230,000
The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.
For an indication of what you could save, please use our calculator on the homewise website.
Please call for more information or a personalised quote.
Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.
If you are not over 60 or would like to purchase the property at the full market value of £230,000, please contact the estate agent Cubitt & West.
Property DESCRIPTIONSituated within a modern and well-maintained development, conveniently positioned close to Caterham town centre and railway station, this attractive ground floor apartment offers stylish and spacious accommodation throughout.The property features a bright open-plan kitchen, dining and living area with a Juliette balcony overlooking attractive green surroundings. There are two generous double bedrooms, including a principal bedroom with a recently refitted en-suite shower room, together with a contemporary family bathroom. Further benefits include attractive wood flooring, a secure entry system, and gated underground parking.
Caterham provides an excellent range of local amenities, including Waitrose, Morrisons and a variety of independent shops. Church Walk Shopping Centre offers additional retail outlets, alongside a selection of restaurants, cafés and pubs. Caterham railway station, located within half a mile, provides regular services to London via East Croydon, making the area ideal for commuters. The town also benefits from a range of leisure facilities, including the De Stafford Sports Centre, as well as a number of well-regarded schools nearby.
Room sizes:
- Entrance Hall
- Kitchen/Lounge/Diner 16'11 x 15'5 (5.16m x 4.70m)
- Bedroom 1 16'5 x 8'3 (5.01m x 2.52m)
- Ensuite Shower Room
- Bedroom 2 11'10 x 8'10 (3.61m x 2.69m)
- Bathroom
- Outside
- Allocated Parking
The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.
If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.
We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.
Council Tax band: C
Tenure: Leasehold
Annual ground rent: £ 125
Annual service charge: £ 864
Years remaining on lease: 82
Suitable as a retirement home.
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£762 per month
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The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.



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