3 bed end terrace house for sale

Green Lane, Thatcham, Berkshire RG19

Shared Ownership

This superb modern home is available to buy from as little as £156,000 with a 40% share!

A spacious three-bedroom house offering approximately 1,014 sq ft of accommodation arranged over two floors. The ground floor features a particularly generous reception room, separate fitted kitchen, entrance hall and convenient downstairs WC, providing a practical and well-balanced layout.

Upstairs are three well-proportioned bedrooms together with a family bathroom and useful storage. The main bedroom benefits from built-in wardrobes, while the generous reception room provides plenty of space for both living and dining. Externally, the property also benefits from two parking spaces.

Situated in a convenient Thatcham location, the property is within easy reach of local shops and everyday amenities, with several supermarkets within approximately half a mile. Thatcham railway station is around 1 mile away, while bus stops on the A4 Bath Road are just over 100 metres from the postcode, providing useful local transport connections.
Pricing & affordability


Full Market Value: £390,000

40% Share Price: £156,000 (rent £596.40pcm)
Minimum 5% Mortgage Deposit (40% share): £7,800
Approximate Service Charges: £30.13pcm*
Lease: 116 years
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.