2 bed end terrace house for sale

Steamer Croft, Langford, Biggleswade SG18

Shared Ownership

This superb modern home is available to buy from as little as £155,000 with a 50% share!

Situated in the sought-after village of Langford, this well-presented two-bedroom home offers comfortable and practical living.

The ground floor features a welcoming entrance hall, a bright and spacious reception room with direct access to the private rear garden-perfect for relaxing or entertaining, and a modern kitchen/dining room.. A convenient ground floor cloakroom and large storage cupbard completes the accommodation.
Upstairs, the property offers two well-proportioned bedrooms and a family bathroom, all accessed from a central landing.

Outside, the enclosed private rear garden provides a lovely outdoor space with minimal maintenance, while the property also benefits from allocated parking for two cars.

Ideally located within easy reach of local amenities, excellent transport links, and countryside walks, this charming home combines village living with everyday convenience. Early viewing is highly recommended.
Pricing & affordability


Full Market Value: £310,000

50% Share Price: £155,000 (rent £424.52 pcm)
Minimum 5% Mortgage Deposit (% share): £7,750
Approximate Service Charges: £40.18 pcm*
Lease: 118 years
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.