Guide price

£192,000

2 bed flat for sale
High Street, Banstead, Surrey SM7

    • 2 beds

    • 1 bath

    • 1 reception

Just added
Retirement
Added on 16/06/2026

About this property

  • Only over 60s are eligible for the Home for Life from Homewise (incorporating a Lifetime Lease)

  • Savings against the full price of this property typically range from 20% to 50% for a Lifetime Lease

  • Actual price paid depends on individuals’ age and personal circumstances (and property criteria)

  • Plan allows customers to purchase a % share of the property value (up to 50%) to safeguard for the future

  • Call for a personalised quote, or use the calculator on the homewise website for an indicative saving

  • The full listed price of this property is £290,000

  • Prime High Street location

  • Spacious split-level living with two generous bedrooms

  • Move-in ready condition, lovingly maintained with no work required

  • Stairlift to both floors offering comfort and future peace of mind

Securing this property with A lifetime leaseover 60s can secure this property with a home for life from homewise

Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value.
Over 60s customers typically save between from 20% to 50%*.

Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £192,000 based on an average saving of 33%.

Market Value Price: £290,000

The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.

For an indication of what you could save, please use our calculator on the homewise website.
Please call for more information or a personalised quote.
Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.

If you are not over 60 or would like to purchase the property at the full market value of £290,000, please contact the estate agent Cubitt & West.

Property DESCRIPTIONThis superb split-level retirement maisonette offers the perfect opportunity for those looking to downsize without compromise, designed exclusively for the over 60's and positioned right in the centre of Banstead High Street. Lovingly maintained by the previous owner, the property is presented in excellent, move-in-ready condition, allowing buyers to settle in immediately and enjoy a relaxed and stress-free lifestyle.The accommodation is thoughtfully arranged over two floors. On the first floor, there is a well-equipped kitchen, a spacious and inviting lounge ideal for relaxing or entertaining, a comfortable bedroom, a modern shower room and a separate W.C. Upstairs, the property benefits from a generous second bedroom, perfect for visiting family or as a peaceful retreat. A particularly reassuring feature of this home is the stairlift servicing both floors. While it may not be essential immediately, it provides valuable peace of mind and practicality for the years ahead, supporting independent living for longer.What truly makes this property special is its unbeatable location. Step outside and you are immediately on Banstead High Street, where everything you could need is conveniently within reach. From everyday essentials such as Waitrose, Marks & Spencer Food Hall and Tesco Express, to a lovely selection of cafés, coffee shops and restaurants, the high street offers both practicality and enjoyment. Essential services including the doctor's surgery, dentist, library and community centre are all close by, making day-to-day life easy and accessible. For those who enjoy staying connected, there are excellent public transport links right on your doorstep, providing straightforward access to Sutton, Epsom, Reigate, Croydon and Tadworth, as well as bus routes to local hospitals.The development itself is complemented by attractive communal gardens, offering a calm and pleasant outdoor space to sit, relax and enjoy the surroundings.This is a wonderful opportunity to secure a comfortable, low-maintenance home in a vibrant yet convenient setting, perfectly suited to enjoying retirement with everything you need close at hand.

Please refer to the footnote regarding the services and appliances.

Room sizes:
  • Entrance Hall
  • Landing
  • Lounge 13'9 x 13'6 (4.19m x 4.12m)
  • Kitchen 12'1 x 8'3 (3.69m x 2.52m)
  • Bedroom 1 13'6 x 9'8 (4.12m x 2.95m)
  • Shower Room
  • Cloakroom
  • Bedroom 2 (L-shaped) 14'0 x 8'2 (4.27m x 2.49m) plus 23'8 x 7'9 (7.22m x 2.36m)
  • Communal Gardens

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.


Council Tax band: D

Tenure: Leasehold

Annual ground rent: £ 100

Annual service charge: £ 4944

Years remaining on lease: 83
Suitable as a retirement home.

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The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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