£198,750
3 bed terraced house for saleRespryn Road, Bodmin, Cornwall PL31
3 beds
1 bath
1 reception
EPC Rating: B
Just added
Shared ownership
Leasehold
About this property
The accommodation is well laid out and thoughtfully designed for everyday living. On the ground floor, the property features a comfortable sitting room and a contemporary kitchen/dining room, with doors opening to the garden creating a practical and sociable living space. Upstairs, there are three well-proportioned bedrooms along with a modern family bathroom. The home is presented in good order throughout and benefits from an EPC rating of B, reflecting its energy efficiency, along with Council Tax Band C
Outside, the property enjoys an enclosed rear garden arranged with decking and seating areas, ideal for low-maintenance outdoor enjoyment, while allocated parking for two cars is provided nearby.
This property is subject to a Section 106 Agreement (s.106) with a local connection requirement to the parish of Bodmin Town and a full financial assessment to ensure that the property is affordable and sustainable for you.
There is an option to purchase additional shares over time (subject to eligibility and the terms of the lease).
You can apply to buy the home if both of the following apply:
• your household income is £80,000 or less
• you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs
One of the following must also be true:
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you're forming a new household - for example, after a relationship breakdown
• you're an existing shared owner, and you want to move
• you own a home and want to move but cannot afford to buy a new home for your needs
If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.
As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Also, you must have a local connection to Bodmin either through residency, work or family.
What3words: ///watch.tolls.hips
Outside, the property enjoys an enclosed rear garden arranged with decking and seating areas, ideal for low-maintenance outdoor enjoyment, while allocated parking for two cars is provided nearby.
This property is subject to a Section 106 Agreement (s.106) with a local connection requirement to the parish of Bodmin Town and a full financial assessment to ensure that the property is affordable and sustainable for you.
There is an option to purchase additional shares over time (subject to eligibility and the terms of the lease).
You can apply to buy the home if both of the following apply:
• your household income is £80,000 or less
• you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs
One of the following must also be true:
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you're forming a new household - for example, after a relationship breakdown
• you're an existing shared owner, and you want to move
• you own a home and want to move but cannot afford to buy a new home for your needs
If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.
As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Also, you must have a local connection to Bodmin either through residency, work or family.
What3words: ///watch.tolls.hips
Mortgage calculator
Monthly repayment
£994 per month
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The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
More information
Tenure
Leasehold (987 years)
Service charge
£126 per year
Council tax band
C
Ground rent
Ground rent date of next review



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