Semi-detached house for sale in Finsbury Rise, Roche, St. Austell PL26

Shared Ownership Via Coastline Housing Finsbury Rise, Roche

3 Bedroom Semi Detached House

Prices from

100% Value: £210,000

30% Share: £63,000

Rent pcm: £292.91

Buildings Insurance: £16.84

*There is no service charge

Summary
4 Finsbury Rise is a 3 bedroom semi-detached house available for £63,000 with a minimum of a 30% share, located in the Cornish village of Roche.

Main Points

2 Double Bedrooms, 1 Single Bedroom
Kitchen Diner
Garden with shed
Garage
Gas central heating
83 years remaining on lease
Local Connection – Primary connection to the parish of Roche. (*note this will cascade to the following parishes after 28 days: Luxulyan, Treverbyn, St Stephen-in-Brannel, St Dennis, St Columb Major & St Wenn)
100% Staircasing allowed and no buyback provision

Description

This property benefits from two double and one single bedroom, separate lounge fitted with laminate, timber effect flooring, a kitchen diner, garage with parking in front, gas central heating, family bathroom, additional downstairs WC and a rear garden featuring a patio, additional decking and a large shed.

The kitchen features a rage of base and eye level units, a laminated worktop, tiled splashback, an electric oven, extractor hood and gas hob. Fully glazed French doors lead from the kitchen to the garden. The family bathroom is fitted with a contemporary white suite, thermostatic shower and full height, white tiling in the bath enclosure.

Please note -There are no floor coverings currently fitted to the stairs, landing or bedrooms. Built in 2008, this property currently has 83 years remaining on the lease (99 years from new).

To receive an application form from Coastline, please register your interest in the property on Share to Buy and regularly check your inbox for an email from Coastline’s Home Ownership Team.

Particulars

Tenure: Leasehold

Lease Length: 83 years

Council Tax Band: B

Eligibility

As part of your application for a shared ownership home at this development, you are required to hold a local connection to the Parish of Roche. The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.

Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.

To meet the local connection criteria for this scheme, you will need to meet one of the following:

A) Lived in the Parish of Roche for a continuous period of at least 3 years immediately prior to advertising

b) Formerly lived within the Parish of Roche for a continuous period of 5 years.

C) Your place of work (16 hours or more a week and not including seasonal employment) has been within the Parish of Roche for a period of at least 3 years immediately prior to advertising

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the Parish of Roche and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

Proving your connection

So that we can approve your local connection, you will need to provide us with some documents as evidence.

You will need to bring this evidence with you to your application interview. If you are unsure on what you will need to provide, please contact the Sales Team.

Residency (a, b or d) – evidence to cover the relevant period for yourself or close family member**

Full Credit report showing presence on the electoral roll - As you need to provide this to tmp as part of your financial assessment, this is the easiest way to prove criteria a or b

Utility bills - One from each year required

Council tax bills

Bank/credit card statements - One from each year required

State benefit book or receipts showing rent paid

Payslips showing home address - One from each year required

Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor

**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth orMarriage certificates and change of name documentation if applicable.

Employment (c) – evidence to cover the relevant Local Connection period

Payslips showing employers address

Employer’s letter confirming length and terms of employment (including hours worked if applicable)