Retail premises for sale

Bank Street, Carlisle CA3

The building is a three-storey mid-terraced building of traditional brick construction under a pitched roof. The ground floor is let to a local retailer and is a self-contained unit with stepped access from the front. Upon entry, the ground floor is a rectangular open-plan sales area with stairs leading to the large basement. The basement comprises a kitchen and WC.

Access to the first and second floors is via a staircase to the side of the shop unit. This is totally self-contained and let to a long-established salon operator.
Upon entry, stairs lead to the first floor, which comprises an open-plan salon area with a kitchen. A further staircase provides access to the second floor, which offers additional salon and storage rooms.

Location

Carlisle is the chief administrative and commercial centre of Cumbria, with a resident population of circa 100,000 and a catchment in excess of 150,000. The city is the principal retail centre for the area, with Newcastle 60 miles east, Glasgow 90 miles north, and Preston 80 miles south. Carlisle is positioned on the West Coast Mainline, and trains run regularly between Glasgow and Edinburgh down to London Euston daily.

The property is located on Bank Street, just off English Street, the prime shopping street for Carlisle, which is fully pedestrianised. Bank Street has mainly local representation; occupiers include John Watt and Son, Café Bar Royale, and Boyd Hair & Beauty. Alongside benefitting from English Street, national occupiers include Marks & Spencer, Primark, Loungers, Costa, Hotel Chocolat, Søstrene Grene, Caffé Nero and Tesco Express.

Accommodation

This property has been measured and extends to the following approximate areas:

Terms

Offers in the region of £285,000 are invited for the sale of the freehold investment.

Services

The property is connected to mains water, drainage, and electricity. Each part is on its own meter supply.

Business Rates

The Valuation Office Agency website describes the property as follows:

Ground Floor and Basement - Shop and premises with a 2026 List Rateable Value of £13,500.

First and Second Floors - Hairdressing Salon and premises with a 2026 List Rateable Value of £5,900.

The Small Business Non-Domestic multiplier for the 2026/2027 rate year is 38.2p in the £.

EPC

21 Bank Street holds an Energy Performance Asset rating: C-62.

VAT

We understand VAT is not payable on the purchase price.