articlesRead the latest property articles and related stories from property authorities and experts.
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the mortgage crisis deepens
Consumers looking for a mortgage are facing less choice and higher rates. The Bank of England has warned that the situation is likely to get worse before it gets better... read more
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Northern Rock slashes savings rates
Northern Rock has announced losses of £167.6m last year, and the implications of what lies ahead for the customers of the... read more
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prepare your finances for a recession
The boom time is well and truly over and some economists are warning that the economic slowdown could turn into a full scale recession. Before you start panicking... read more
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is it time to think long-term with your mortgage?
Homeowners have become used to remortgaging every couple of years. Short-term, two and three-year products have been popular... read more
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don't miss out on your ISA allowance
Banks and building societies are bracing themselves for the annual rush from savers who have left it until the last minute... read more
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Phil Spencer's market comment
To date, despite difficult economic conditions, the prime London and country markets in which Garrington operates have demonstrated a good degree of resolve. It is the sub-£1Mil mainstream market where the effects of the credit crunch have been felt. read more
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an acceptable state of affairs
Over the last few years demand from purchasers has very rarely been matched by the equivalent supply of houses for sale. This has resulted in the constant upward pressure on prices that we have become accustomed to. So far this year the supply side is increasing broadly in line with demand - which means we have a state of equilibrium. The market is flat. read more
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how you can avoid a payment shock
Millions of homeowners could see a huge jump in their monthly mortgage payments when their fixed rate deal ends this year. However, there are ways to minimise the payment shock... read more
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why did Northern Rock crash?
Northern Rock will be the first company to be nationalised since Rolls Royce was taken under state control in the 1970s. read more
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Phil Spencer's market comment - February 2008
Looking back, the most extraordinary aspect of the 2007 market was the speed with which sentiment altered; record price growth in the summer led almost straight into the negative winter market. Such a dramatic turnaround caused great uncertainty. read more
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what do property search agents do?
Whether buying or renting, finding yourself the most suitable property and being 100% confident in your decision is a tall order. read more
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Phil Spencer's housing market comment - October 2007
The general feeling of cautiousness in the market seems to have morphed into one of resignation that it's going to be a quiet winter. read more
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Phil Spencer's housing market comment - September 2007
It is habitual for the UK's housing market to be constantly reported on in the national press and while information that assists buyers reach decisions is always welcomed, much of the recent comment has been sensationalist. read more
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